*PayPal-Pay Later process includes the following (Determined by PayPal): Pay in 4 – One payment down, 3 more to go. Split purchase of $500USD into 4 interest-free, bi-weekly payments without the hassle of late fees; Buy Now, Pay Later – Eligible US buyers can enjoy the ease of 6,12, or 24-month payment $0 down, and no sign-up or late fees for the purchase of LW’s 4 Week Online Refresher course which is priced at $500.00 USD.